When someone suggests we CUT our existing insurance policies, what should we consider? One day, I did a policy review with a person, age late 40. He told me recently an insurance agent suggests cutting […]
Something Valuable For Legacy!
It is not easy to set an appointment with a policeman who works as a front-liner during the Covid-19. I had so much respect for him when he managed to take the time to discuss […]
Be Safe, Be Protected
Luncheon with an old-time friend (wearing PPE) was indeed a pleasure after a long time. We did some catching up and discussed on a few similar topics of interest like career, health and spirituality. Given […]
An appointment for the afternoon was cancelled! Feeling dejected after all the preparation done, I reflected on a quote: “Even when you’re dejected, don’t avoid the problem, confront it. That way you’ll eventually realize that […]
The Longest Zoom Appointment So Far!
I’m grateful that this friend of mine who is a business owner, allowing me to have a Zoom discussion regarding financial planning. It’s 2 hours! Yes, the longest Zoom appointment so far. She shares with […]
100% Your Responsibility
“NO ONE IS COMING TO SAVE YOU. THIS LIFE OF YOURS IS 100% YOUR RESPONSIBILITY” This is so true. Regardless we were born in a poor family or rich family, married or single, on career […]
Earn, Protect, Save, Spend
These are my beloved sons, my precious, my big why, my life, my everything I’m working hard for these little guys, for their better future But, we all know that there are many uncertainties, if […]
Cost or Investment?
Insurance is a COST or is an INVESTMENT It is no surprise that the medical bill cost RM100k. No one denies that medical cost is cheap, do you? How long it takes to save up […]
The Turning Point
This covid-19 and MCO remind me of the volunteering trip in Nepal 2013, this is one of my most memorable trips. I had been assign to a host family in a small village in Nepal […]
The Chance To Give
When I started to work about 1 year +, my income is low and not much saving. And I suddenly received a call from my mom, she asks whether I have a few thousand. Then […]